FOR THE INDIVIDUAL

SERVICES FOR THE INDIVIDUAL

  • Wealth planning
  • Empowerment endowments and foundations
  • Investment management
  • Treasury management and foreign exchange
  • Philanthropy
  • Fiduciary
  • Risk planning
  • Online stockbroking

WEALTH PLANNING

BayHill Capital conducts a thorough analysis of each client’s income, savings, policies and investments to establish a risk profile. We then build and implement a financial plan that helps achieve long-term life goals.

EMPOWERMENT ENDOWMENTS AND FOUNDATIONS

Many companies, via their empowerment structures, created BEE vehicles that endowed public benefit organisations (PBOs) as beneficiaries. As these transactions mature, trusts are being created that support the associated PBOs and foundations. We’ve tailored our services accordingly:

  • Private foundation setup, registration, and tax exemption applications
  • Bank and investment accounts
  • Foundation administration, accounting and reporting
  • Corporate socio-economic development structuring
  • Capital management, investment structuring
  • Beneficiary due diligence, confidential reviews, and grant administration

INVESTMENT MANAGEMENT

We build private client share portfolios (domestic and global) as well as global low cost actively managed exchange-traded fund (ETF) portfolios. Our portfolios can be accessed directly, or via local or global ‘wrappers’. We also have online, execution-only stockbroking accounts – including Contracts for Difference (CFDs) trading.

TREASURY MANAGEMENT AND FOREIGN EXCHANGE

Our forex execution solution caters for individuals applying for, and utilising, their foreign investment allowances. The service is also ideal for IFAs looking to optimise the process – and reduce costs linked to exchange rates – on behalf of their clients.

Our treasury management service provides corporates with a consolidated overview of all accounts across banks, currencies and jurisdictions. This means efficient cash and liquidity management, as well as an optimised payment solution, which allows clients to maximize interest earned across their bank accounts.

PHILANTHROPY

We work with individuals and corporates who are looking for strategic guidance on their charitable donations. Our collective foundation allows donors to select how their contributions are invested, and who the recipients will be.

This is a good alternative to a private foundation as it offers all the same benefits, but with lower associated costs and zero administration input. Donations are immediately eligible for tax benefits, and we also facilitate all tax incentives and B-BBEE points.

FIDUCIARY

Estate planning forms a critical part of long-term financial well-being. BayHill Capital’s fiduciary solution offers a holistic approach to wealth structuring – including the creation and management of trusts, and the design and executorship of wills.

RISK PLANNING

Without personal and business risk cover, even the finest investment strategies can collapse. As part of your financial roadmap, we ‘risk-test’ your portfolio and actively look for areas in which you could be financially vulnerable. If cover is required, we’ll implement the most efficient solution for you.

ONLINE STOCKBROKING

Our online stockbroking platform allows clients to invest personally and directly. All the tools are in place, online, for you to buy and sell shares, futures, and CFDs. It couldn’t be more convenient.